The HeartStone Blog

Getting a Head Start on College Savings The hows and whys of college savings. The American family with a child born today can expect to spend about $233,610 to raise that child to the age of 18. However, these days, most kids aren’t “out the door” at age 18. Tack [...]

Healthcare in Retirement Planning for healthcare costs during retirement can be overwhelming. Here are three tips to help you get started. #1 – Inflation will raise healthcare costs Inflation happens, even in healthcare. This means that healthcare will cost more at the end of retirement than it did in the [...]

It's Called Financial Advising for a Reason There seems to be a misconception about what a financial advisor actually does behind the scenes. People imagine our team watching tickers, reading Bloomberg every day and night, and spending every second trading. Sure, we do that. But, that’s not all we do; [...]

Diversification, Patience, and Consistency Three important factors when it comes to your financial life. Regardless of how the markets may perform, consider making the following part of your investment philosophy: Diversification. The saying “don’t put all your eggs in one basket” has real value when it comes to investing. In [...]

Tax Moves to Consider in Summer What's not to love about summer? Spending days out on the trails and rivers, and nights by the campfire. Summer activities seem endless, but there is usually one summer activity people forget about--their financial matters. That's right, summer is a good time to consider [...]

The FIRE Movement A radical new approach to working, saving, and retiring. Retire Before 50 and live your best life. That is the message of the FIRE (Financial Independence, Retire Early) movement, which is drawing interest worldwide. Adherents of the FIRE movement contend that many young adults can pursue financial [...]