Tax Moves to Consider in Summer What's not to love about summer? Spending days out on the trails and rivers, and nights by the campfire. Summer activities seem endless, but there is usually one summer activity people forget about--their financial matters. That's right, summer is a good time to consider [...]
The FIRE Movement A radical new approach to working, saving, and retiring. Retire Before 50 and live your best life. That is the message of the FIRE (Financial Independence, Retire Early) movement, which is drawing interest worldwide. Adherents of the FIRE movement contend that many young adults can pursue financial [...]
For the second year in a row the Matarazzo family will be heading to Dillion, Montana for RATPOD, or Ride Around The Pioneers in One Day. RATPOD is a 127 mile bike ride around the Pioneer Mountains. The proceeds from the ride are donated to Camp Mak-A-Dream, a summer camp [...]
Recent headlines have added volatility to the markets. There will always be new headlines, and any of them could mean turbulence for Wall Street. As an investor and retirement saver, how much will this turmoil matter to you in the long run? Not as much as you may expect. There [...]
A few weeks ago I graduated from James Madison University Magna Cum Laude with a degree in Technical Communication. I am so excited to bring my expertise in writing and communication to the HeartStone office. I will be using my talents to ensure our clients remain engaged and satisfied [...]
Investment Challenges of the Affluent Investor High net worth investors face investment challenges that some would consider unique to their financial status. The fundamental tenets of investing apply just as equally to them as any other investor, but these investors need to be mindful of issues that typically arise only [...]
Gradual Retirement Working in "retirement" isn't only for the Walmart greeter! Are you in a hurry to retire? Not everyone is rushing to that particular finish line. According to the 2018 retirement survey from the Transamerica Center for Retirement Studies, which gauges the outlook of American workers, 56% of [...]
What a Difference a Month Can Make! How different one quarter can be from the next. The stock market has reminded investors of those truths in a long post-Christmas rally. In the fourth quarter, gloom came over Wall Street. Bearish sentiment grew and left stocks down for the year; the [...]
TD Investor Movement Index (IMX) January '19 was the best start of the year for stocks since 1987. However this did not mean that all investors reaped gains. TD Ameritrade has been publishing the "Investor Movement Index" since 2010. The index tracks "where" in the markets most investors [...]
Your Diversified Portfolio vs. The S&P 500 “Why is my portfolio underperforming the market?” This question may be on your mind. It is a question that investors sometimes ask after stocks shatter records or return exceptionally well in a quarter. The short answer is that while the U.S. equities market [...]
