Some Important Retirement Account News With all that is going on, it is easy to let finances slip to the back of your mind. But, the CARES Act made some important changes to retirement accounts that we would like to make you aware of. For those of you taking Required [...]
Key Provisions of the CARES Act Recently, the $2 trillion “Coronavirus Aid, Relief, and Economic Security” (“CARES”) Act was signed into law. The CARES Act is designed to help those most impacted by the COVID-19 pandemic, while also providing key provisions that may benefit retirees. To put this monumental legislation [...]
Here's the Good News In these unprecedented times it is easy to get caught up in the doom and gloom that is constantly reported on in the media. But, hidden among the scary headlines, there are good things happening. As the world is forced to slow down, and in some [...]
Coronavirus and More We are currently experiencing meaningfully down days in the stock market. Covid-19, otherwise known as the Coronavirus, has markets on edge. Several clients, understandably, have expressed concern. Some want to “plow more cash” into the markets, essentially chasing a discounted stock price. Others fear they should be [...]
Retirement Is a Beginning See if you are prepared to begin your retirement by answering four key questions. There are two sides to being ready to retire. The financial side and the psychological side. We can help you determine if you are financially ready to retire but figuring out the [...]
Tremendous Gains Since 2009 A look at where stocks were in 2009 and how they have performed since. Where were you on March 9, 2009? Do you remember the headwinds hitting Wall Street? When the closing bell rang at the New York Stock Exchange that Monday afternoon, it marked the [...]
The SECURE Act As we welcome in a new year, we are also welcoming in one of the largest changes to U.S. Retirement legislation in the last decade. The Setting Every Community Up for Retirement Enhancement (SECURE) Act is now law. While the new rules don’t appear to amount to [...]
A Retirement Fact Sheet Some specifics about the “second act.” Does your vision of retirement align with the facts? Here are some noteworthy financial and lifestyle facts about life after 50 that might surprise you. Up to 85% of a retiree’s Social Security income can be taxed. Some retirees are [...]
Measuring the Value of Advice One study asserts that these relationships can make a difference for investors. What is a relationship with a financial advisor worth to an investor? A 2019 study by Vanguard, one of the world’s largest money managers, attempts to answer that question. Vanguard’s whitepaper concludes that [...]
The Sequence of Returns A look at how variable rates of return do (and do not) impact investors over time. What exactly is the “sequence of returns”? The phrase describes the yearly variation in an investment portfolio’s rate of return. Across 20 or 30 years of saving and investing for [...]
