The Matarazzo Team

The Matarazzo team is a third generation family run financial services firm that prides itself in being ‘less stuffy’ and ‘more approachable’ to our clients than your average financial planning firm. We are proud Flathead locals who enjoy Montana’s numerous outdoor activities, such as hiking, biking, swimming, rafting, and don’t even get us started on the winter season!

As a more approachable firm, we prefer an atmosphere of fun and games. But, as much as we love to joke around, there is nothing we take more seriously than our clients’ wellbeing and future. We believe in striking the balance between what’s necessary and what’s important. We aren’t ‘stiffs’ and we prefer if our clients aren’t either.

Running a family business such as ours certainly has its difficulties, but the Matarazzo family feels it is worth the effort. Our “team” is indivisible. Al, Zach and Maddie always joke that “when you’re talking to one of us, you’re talking to all of us.” We are in constant contact, both in and out of the office, allowing for seamless continuity and service for our clients. Once we decide to partner together, you become a part of our family. We look forward to growing with you.

Our Backstory

Sixty years ago, Fred Matarazzo Sr. began a different kind of financial services firm – one focused on family values and boutique customer service. Two generations later, Al and his kids Zach and Maddie, Fred’s son and grandkids, carry on these cherished ideals. The Matarazzo family has decades of experience in financial services; running a business ourselves, we have grown deeply knowledgeable of the financial needs of small to medium-sized business owners.

We are in the business of financial services, but we really are in the business of advice. For over 60 years, we’ve given advice on everything from which home to buy to which cell phone plan to choose. Because finances are an integral part of one’s personal well-being, we’ve had the unique opportunity to make very meaningful connections with our clients. We look forward to doing the same with you.

As wealth managers, we spend enough of our day sitting in front of a computer. When work is finished for the day, the Matarazzo family loves nothing more than to hit the trails, rivers, or lakes surrounding the Flathead Valley. In our opinion, client meetings don’t have to be at an office, or even a coffee shop. If you enjoy hiking, we’ll gladly meet you at the trailhead. Fly fishing? We spend many weekends each summer on Northwest Montana’s world class rivers. The outdoor pursuits don’t stop when the snow starts falling; some of our most productive meetings have been on Chair 1 at Big Mountain! What are you waiting for? Grab your snowshoes and let’s meet up.

How Did We Become HeartStone Advisors?

A HeartStone is exactly what you might think – a heart shaped rock or stone. However, for our family, these stones are ingrained in nearly every activity we do. If we’re hiking a trail, you’d best believe that we’re constantly scanning the trailside for heart shaped rocks. If we’re rafting, we’ll often pull over to scan the shoreline for these beautiful stones.

HeartStones are a simple and approachable adventure. Anyone can find one – whether at the top of a high mountain peak or right in your own backyard. We think your financial journey should be the same way – simple, approachable, and maybe even a bit of an adventure to attain your financial goals.

Fred Matarazzo

When Fred Matarazzo began our family firm in 1958, he started life as an accountant. However, he constantly found himself providing financial advice that was outside the realm of accounting. That’s why a few decades later, Fred became one of the first Certified Financial Planners (CFP) in the country.

Fred’s ideals, principles, and business sense has been instilled in his children at the earliest of ages. After a full life, Fred left a legacy and lasting impression to his children and community. We invite you to take part in Fred’s creation and experience the life Fred would want you to have.